St. Paul, MN Taxes 2025
Complete local tax guide and OBBBA calculator
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St. Paul Tax Overview 2025
Twin Cities capital with high state income tax.
Local Income Tax
0%
City/county rate
Sales Tax
7.88%
State + local
Property Tax
1.15%
Effective rate
Median Home
$280,000
Home value
No Local Income Tax!
St. Paul does not impose a local income tax on residents, which means you only pay state income tax (if applicable) and federal taxes.
State Tax Information
St. Paul is located in Minnesota (5.35% - 9.85% state income tax)
💼 St. Paul Local Income Tax
St. Paul does not impose a local income tax on residents. Your income tax obligations are limited to state income tax (if applicable in Minnesota) and federal income tax.
This is good news for St. Paul residents, as it means one less tax to worry about compared to cities that do impose local income taxes.
Total Income Tax Burden in St. Paul
🛒 St. Paul Sales Tax 2025
The combined sales tax rate in St. Paul is 7.88%. This includes both the Minnesota sales tax and any local sales taxes.
Sales tax applies to most retail purchases in St. Paul. Some items like groceries, prescription medications, and clothing may be exempt or taxed at reduced rates depending on Minnesota law.
Sales Tax Breakdown
Sales Tax Examples
| Purchase Amount | Sales Tax | Total |
|---|---|---|
| $50 | $3.94 | $53.94 |
| $100 | $7.88 | $107.88 |
| $500 | $39.40 | $539.40 |
| $1,000 | $78.80 | $1,078.80 |
🏠 St. Paul Property Tax 2025
The average effective property tax rate in St. Paul is 1.15%. Based on the median home value of $280,000, the typical homeowner pays approximately $3,220 per year in property taxes.
Property taxes fund local services including schools, police, fire departments, roads, and parks. Rates vary by specific location within St. Paul based on school district and other taxing authorities.
Estimated Annual Property Tax in St. Paul
| Home Value | Annual Tax | Monthly | SALT Deductible? |
|---|---|---|---|
| $200,000 | $2,300 | $192 | ✓ Yes |
| $300,000 | $3,450 | $288 | ✓ Yes |
| $400,000 | $4,600 | $383 | ✓ Yes |
| $500,000 | $5,750 | $479 | ✓ Yes |
| $750,000 | $8,625 | $719 | ✓ Yes |
| $1,000,000 | $11,500 | $958 | ✓ Yes |
💡 SALT Tip: Under the OBBBA, you can deduct up to $40,000 in state and local taxes (SALT) on your federal return. This includes property taxes, state income taxes, and local income taxes.
💰 St. Paul Cost of Living
Housing Costs
Tax Summary
OBBBA Tax Benefits for St. Paul Residents
High state income tax makes OBBBA federal deductions valuable.
The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, introduced several federal tax deductions that can significantly reduce your tax burden as a St. Paul resident.
Available OBBBA Deductions:
Calculate Your St. Paul Tax Savings
Use our free OBBBA calculator to see exactly how much you could save on your 2025 federal taxes as a St. Paul resident.
Calculate My SavingsFrequently Asked Questions
What is the sales tax in St. Paul?
The combined sales tax rate in St. Paul is 7.88%. This includes both state and local sales taxes.
Does St. Paul have a local income tax?
St. Paul has a local income tax of 0%. This is in addition to any state and federal income taxes.
What is the property tax rate in St. Paul?
The average effective property tax rate in St. Paul is 1.15%. On a home worth $280,000, you'd pay approximately $3,220 per year.
How do OBBBA deductions benefit St. Paul residents?
High state income tax makes OBBBA federal deductions valuable. You can use our free calculator to estimate your total savings from tips, overtime, auto loan interest, SALT, and senior bonus deductions.