St. Louis, MO Taxes 2025
Complete local tax guide and OBBBA calculator
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St. Louis Tax Overview 2025
Affordable city with local income tax. Growing downtown.
Local Income Tax
1%
City/county rate
Sales Tax
9.68%
State + local
Property Tax
0.97%
Effective rate
Median Home
$175,000
Home value
State Tax Information
St. Louis is located in Missouri (2% - 4.95% state income tax)
💼 St. Louis Local Income Tax
St. Louis imposes a local income tax of 1% on residents. This is in addition to any state income tax you may owe to Missouri.
Local income taxes are common in Ohio, Pennsylvania, and a few other states. They're typically withheld from your paycheck if you work in St. Louis, regardless of where you live.
Total Income Tax Burden in St. Louis
🛒 St. Louis Sales Tax 2025
The combined sales tax rate in St. Louis is 9.68%. This includes both the Missouri sales tax and any local sales taxes.
Sales tax applies to most retail purchases in St. Louis. Some items like groceries, prescription medications, and clothing may be exempt or taxed at reduced rates depending on Missouri law.
Sales Tax Breakdown
Sales Tax Examples
| Purchase Amount | Sales Tax | Total |
|---|---|---|
| $50 | $4.84 | $54.84 |
| $100 | $9.68 | $109.68 |
| $500 | $48.40 | $548.40 |
| $1,000 | $96.80 | $1,096.80 |
🏠 St. Louis Property Tax 2025
The average effective property tax rate in St. Louis is 0.97%. Based on the median home value of $175,000, the typical homeowner pays approximately $1,698 per year in property taxes.
Property taxes fund local services including schools, police, fire departments, roads, and parks. Rates vary by specific location within St. Louis based on school district and other taxing authorities.
Estimated Annual Property Tax in St. Louis
| Home Value | Annual Tax | Monthly | SALT Deductible? |
|---|---|---|---|
| $200,000 | $1,940 | $162 | ✓ Yes |
| $300,000 | $2,910 | $243 | ✓ Yes |
| $400,000 | $3,880 | $323 | ✓ Yes |
| $500,000 | $4,850 | $404 | ✓ Yes |
| $750,000 | $7,275 | $606 | ✓ Yes |
| $1,000,000 | $9,700 | $808 | ✓ Yes |
💡 SALT Tip: Under the OBBBA, you can deduct up to $40,000 in state and local taxes (SALT) on your federal return. This includes property taxes, state income taxes, and local income taxes.
💰 St. Louis Cost of Living
Housing Costs
Tax Summary
OBBBA Tax Benefits for St. Louis Residents
Local income tax makes OBBBA federal deductions more valuable.
The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, introduced several federal tax deductions that can significantly reduce your tax burden as a St. Louis resident.
Available OBBBA Deductions:
Calculate Your St. Louis Tax Savings
Use our free OBBBA calculator to see exactly how much you could save on your 2025 federal taxes as a St. Louis resident.
Calculate My SavingsFrequently Asked Questions
What is the sales tax in St. Louis?
The combined sales tax rate in St. Louis is 9.68%. This includes both state and local sales taxes.
Does St. Louis have a local income tax?
St. Louis has a local income tax of 1%. This is in addition to any state and federal income taxes.
What is the property tax rate in St. Louis?
The average effective property tax rate in St. Louis is 0.97%. On a home worth $175,000, you'd pay approximately $1,698 per year.
How do OBBBA deductions benefit St. Louis residents?
Local income tax makes OBBBA federal deductions more valuable. You can use our free calculator to estimate your total savings from tips, overtime, auto loan interest, SALT, and senior bonus deductions.