San Francisco, CA Taxes 2025
Complete local tax guide and OBBBA calculator
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San Francisco Tax Overview 2025
Extremely high cost of living. SALT cap increase provides significant relief.
Local Income Tax
0%
City/county rate
Sales Tax
8.63%
State + local
Property Tax
0.65%
Effective rate
Median Home
$1,350,000
Home value
No Local Income Tax!
San Francisco does not impose a local income tax on residents, which means you only pay state income tax (if applicable) and federal taxes.
State Tax Information
San Francisco is located in California (1% - 13.3% state income tax)
💼 San Francisco Local Income Tax
San Francisco does not impose a local income tax on residents. Your income tax obligations are limited to state income tax (if applicable in California) and federal income tax.
This is good news for San Francisco residents, as it means one less tax to worry about compared to cities that do impose local income taxes.
Total Income Tax Burden in San Francisco
🛒 San Francisco Sales Tax 2025
The combined sales tax rate in San Francisco is 8.63%. This includes both the California sales tax and any local sales taxes.
Sales tax applies to most retail purchases in San Francisco. Some items like groceries, prescription medications, and clothing may be exempt or taxed at reduced rates depending on California law.
Sales Tax Breakdown
Sales Tax Examples
| Purchase Amount | Sales Tax | Total |
|---|---|---|
| $50 | $4.31 | $54.31 |
| $100 | $8.63 | $108.63 |
| $500 | $43.13 | $543.13 |
| $1,000 | $86.25 | $1,086.25 |
🏠 San Francisco Property Tax 2025
The average effective property tax rate in San Francisco is 0.65%. Based on the median home value of $1,350,000, the typical homeowner pays approximately $8,775 per year in property taxes.
Property taxes fund local services including schools, police, fire departments, roads, and parks. Rates vary by specific location within San Francisco based on school district and other taxing authorities.
Estimated Annual Property Tax in San Francisco
| Home Value | Annual Tax | Monthly | SALT Deductible? |
|---|---|---|---|
| $200,000 | $1,300 | $108 | ✓ Yes |
| $300,000 | $1,950 | $163 | ✓ Yes |
| $400,000 | $2,600 | $217 | ✓ Yes |
| $500,000 | $3,250 | $271 | ✓ Yes |
| $750,000 | $4,875 | $406 | ✓ Yes |
| $1,000,000 | $6,500 | $542 | ✓ Yes |
💡 SALT Tip: Under the OBBBA, you can deduct up to $40,000 in state and local taxes (SALT) on your federal return. This includes property taxes, state income taxes, and local income taxes.
💰 San Francisco Cost of Living
Housing Costs
Tax Summary
OBBBA Tax Benefits for San Francisco Residents
High income tech workers benefit from increased SALT cap.
The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, introduced several federal tax deductions that can significantly reduce your tax burden as a San Francisco resident.
Available OBBBA Deductions:
Calculate Your San Francisco Tax Savings
Use our free OBBBA calculator to see exactly how much you could save on your 2025 federal taxes as a San Francisco resident.
Calculate My SavingsFrequently Asked Questions
What is the sales tax in San Francisco?
The combined sales tax rate in San Francisco is 8.63%. This includes both state and local sales taxes.
Does San Francisco have a local income tax?
San Francisco has a local income tax of 0%. This is in addition to any state and federal income taxes.
What is the property tax rate in San Francisco?
The average effective property tax rate in San Francisco is 0.65%. On a home worth $1,350,000, you'd pay approximately $8,775 per year.
How do OBBBA deductions benefit San Francisco residents?
High income tech workers benefit from increased SALT cap. You can use our free calculator to estimate your total savings from tips, overtime, auto loan interest, SALT, and senior bonus deductions.