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Chula Vista, CA Taxes 2025

Complete local tax guide and OBBBA calculator

Local Income Tax: 0% Sales Tax: 7.75% Property Tax: 0.72%

Chula Vista Tax Overview 2025

San Diego suburb with high California taxes.

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Local Income Tax

0%

City/county rate

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Sales Tax

7.75%

State + local

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Property Tax

0.72%

Effective rate

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Median Home

$700,000

Home value

No Local Income Tax!

Chula Vista does not impose a local income tax on residents, which means you only pay state income tax (if applicable) and federal taxes.

State Tax Information

Chula Vista is located in California (1% - 13.3% state income tax)

View California Taxes

💼 Chula Vista Local Income Tax

Chula Vista does not impose a local income tax on residents. Your income tax obligations are limited to state income tax (if applicable in California) and federal income tax.

This is good news for Chula Vista residents, as it means one less tax to worry about compared to cities that do impose local income taxes.

Total Income Tax Burden in Chula Vista

Federal Income Tax 10% - 37%
California State Tax 1% - 13.3%
Chula Vista Local Tax 0%

🛒 Chula Vista Sales Tax 2025

The combined sales tax rate in Chula Vista is 7.75%. This includes both the California sales tax and any local sales taxes.

Sales tax applies to most retail purchases in Chula Vista. Some items like groceries, prescription medications, and clothing may be exempt or taxed at reduced rates depending on California law.

Sales Tax Breakdown

California State Rate 7.25%
Chula Vista Local Rate 0.50%
Combined Rate 7.75%

Sales Tax Examples

Purchase Amount Sales Tax Total
$50 $3.88 $53.88
$100 $7.75 $107.75
$500 $38.75 $538.75
$1,000 $77.50 $1,077.50

🏠 Chula Vista Property Tax 2025

The average effective property tax rate in Chula Vista is 0.72%. Based on the median home value of $700,000, the typical homeowner pays approximately $5,040 per year in property taxes.

Property taxes fund local services including schools, police, fire departments, roads, and parks. Rates vary by specific location within Chula Vista based on school district and other taxing authorities.

Estimated Annual Property Tax in Chula Vista

Home Value Annual Tax Monthly SALT Deductible?
$200,000 $1,440 $120 ✓ Yes
$300,000 $2,160 $180 ✓ Yes
$400,000 $2,880 $240 ✓ Yes
$500,000 $3,600 $300 ✓ Yes
$750,000 $5,400 $450 ✓ Yes
$1,000,000 $7,200 $600 ✓ Yes

💡 SALT Tip: Under the OBBBA, you can deduct up to $40,000 in state and local taxes (SALT) on your federal return. This includes property taxes, state income taxes, and local income taxes.

💰 Chula Vista Cost of Living

Housing Costs

Median Home Value $700,000
Annual Property Tax $5,040
Monthly Property Tax $420

Tax Summary

Local Income Tax 0%
Sales Tax Rate 7.75%
Population 275,487

OBBBA Tax Benefits for Chula Vista Residents

Workers benefit from SALT cap increase and other OBBBA deductions.

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, introduced several federal tax deductions that can significantly reduce your tax burden as a Chula Vista resident.

Available OBBBA Deductions:

Calculate Your Chula Vista Tax Savings

Use our free OBBBA calculator to see exactly how much you could save on your 2025 federal taxes as a Chula Vista resident.

Calculate My Savings

Frequently Asked Questions

What is the sales tax in Chula Vista?

The combined sales tax rate in Chula Vista is 7.75%. This includes both state and local sales taxes.

Does Chula Vista have a local income tax?

Chula Vista has a local income tax of 0%. This is in addition to any state and federal income taxes.

What is the property tax rate in Chula Vista?

The average effective property tax rate in Chula Vista is 0.72%. On a home worth $700,000, you'd pay approximately $5,040 per year.

How do OBBBA deductions benefit Chula Vista residents?

Workers benefit from SALT cap increase and other OBBBA deductions. You can use our free calculator to estimate your total savings from tips, overtime, auto loan interest, SALT, and senior bonus deductions.