OBBBA 2025-2028
Senior Bonus Deduction Calculator
Calculate your additional deduction for taxpayers age 65+. Up to $12,000 for married couples.
Calculate Your Senior Bonus
Enter your details to see if you qualify.
What is the Senior Bonus Deduction?
The OBBBA provides an additional above-the-line deduction for taxpayers age 65 and older. This is $6,000 per qualifying individual, up to $12,000 for married couples where both spouses are 65+.
Who Qualifies?
- Must be 65 or older by the end of the tax year
- No earned income requirement (works with retirement income)
- Income below phaseout thresholds
Deduction Amounts
| Situation | Deduction Amount |
|---|---|
| Single filer, age 65+ | $6,000 |
| MFJ, one spouse 65+ | $6,000 |
| MFJ, both spouses 65+ | $12,000 |