OBBBA 2025-2028

SALT Deduction Calculator

Calculate your state and local tax deduction. New cap raised to $40,000.

Calculate Your SALT Deduction

Enter your state and local taxes to see your deduction.

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Taxes Paid in 2025

Enter the total amounts paid for state/local income tax and property tax.

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What is the SALT Deduction?

The OBBBA raised the State and Local Tax (SALT) deduction cap from $10,000 to $40,000. This allows taxpayers in high-tax states to deduct more of their state and local taxes from federal income.

What's Included?

  • State income tax (or sales tax if no income tax)
  • Local income tax
  • Real estate property tax
  • Personal property tax

New Limits

Filing Status Maximum SALT Income Phaseout
Single / HOH $40,000 $500,000+
Married Filing Jointly $40,000 $505,000+
Married Filing Separately $20,000 $252,500+